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Delayed payments driving me nuts—does this ever get easier?

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diy_marley
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Man, I totally get where you’re coming from. I remember once I handed a client a contract that was like 8 pages long—thought I was being super professional. Instead, they called me twice just to ask about the “late fee” section and if I was planning to charge them for every little thing. It got awkward fast. Now I try to keep it simple but still cover the basics. It’s a balancing act for sure... sometimes I think it’s just trial and error with each new job.


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andrewshadow350
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Man, contracts are such a headache sometimes. I’ve had folks get hung up on the weirdest little details, like whether I’d charge them for using my own ladder or something. I get wanting to be clear, but it’s wild how much suspicion a few extra lines can cause. I’ve trimmed mine down over the years too—just enough to cover my butt if things go sideways, but not so much that people start thinking I’m out to nickel-and-dime them.

Curious, do you ever ask for deposits up front? I started doing that after getting burned a couple times with late payments. It doesn’t solve everything, but at least it weeds out the folks who aren’t serious. Still, chasing down the rest of the money at the end is never fun... Wondering if there’s a sweet spot with how much detail to put in without scaring people off.


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historian64
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Delayed payments driving me nuts—does this ever get easier?

I get where you’re coming from with deposits, but honestly, I’ve always been a little wary of asking for too much up front. Maybe it’s just my paranoia, but I feel like if I ask for a big chunk before I even start, people start side-eyeing me like I’m about to run off with their cash and disappear into the sunset. I usually keep it to a small “materials” deposit—just enough to show they’re serious, but not so much that it feels like a trust fall exercise.

As for contracts, I tried trimming mine down too, but then I had a guy argue over whether “paint included” meant I’d actually buy the paint or just slap on whatever was in my garage. Now I just spell out the weirdest stuff, even if it makes me sound like a lawyer with a sense of humor. It’s a balancing act, for sure. Too much detail, people get suspicious. Too little, and suddenly you’re debating the definition of “ladder use.” Never thought I’d spend so much time thinking about ladders, honestly...


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ericanimator
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I get the hesitation with big deposits, but honestly, I’ve found that being upfront about payment schedules actually weeds out a lot of the problem clients before they ever sign on. I used to go the “small deposit” route too—felt safer, less awkward. But after getting burned a couple times (once by a guy who vanished after I’d already bought all the tile), I started requiring 30% up front, 40% halfway, and the rest on completion. It’s not about trust falls—it’s about protecting your time and materials.

People will side-eye you no matter what sometimes. If they balk at a reasonable deposit, that’s usually a red flag for me. The ones who are serious and have been through renos before don’t even blink—they get it. And if someone thinks you’re gonna run off with their money, maybe they’re not the right fit anyway.

On contracts: yeah, it’s wild how much you have to spell out. I had a client argue that “cleanup included” meant I’d haul away their old fridge... like, come on. Now my contracts are practically novels—down to what color caulk gets used where. If someone thinks that’s suspicious, I just explain it’s for both our sakes. Saves headaches later.

Honestly, delayed payments only got easier for me when I stopped worrying about seeming “too formal” or “too demanding.” The folks who respect your work won’t mind clear terms. If anything, it sets you apart from the fly-by-night types.

And ladders... yeah, never thought I’d have to specify “ladder use is at my discretion.” But here we are.


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Posts: 10
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Man, the “cleanup included” thing made me laugh—been there. I once had a guy ask if I’d pressure wash his driveway since I was “already cleaning up.” It’s wild what folks will try to sneak in. I agree, spelling it all out in the contract feels tedious but saves so much grief. Curious—have you ever had someone push back on your payment schedule after signing, like trying to renegotiate mid-job? That’s the one that really grinds my gears.


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