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Okay, hypothetical situation here... say your bathroom suddenly floods (thanks, ancient plumbing 🙄) and now you're stuck needing a full remodel way sooner than planned. Savings are kinda thin right now, and credit cards seem risky. Would you guys consider taking out a small loan or maybe tapping into home equity? Or is there another creative option I'm not thinking of? Curious how you'd handle this kinda surprise expense.
