"Didn't realize how much I'd gotten used to the old hum and occasional rattles until they were gone."
Haha, this hits home... my HVAC's pushing 22 years now, and honestly, that familiar hum's become background noise I barely notice. Still, you've got me thinking about efficiency and rebates. If anyone else is in the same boat, check your local utility company's website—they often list rebates or incentives for upgrading older systems. Might ease the sting of replacing an old friend.
Reading this thread made me smile because I went through something similar last summer. My HVAC was about 19 years old, and like you, I'd gotten so used to its quirks—the occasional clunk, the weird whistle when it kicked on—that I barely noticed them anymore. When I finally replaced it, the silence was honestly unsettling at first. Kept thinking something was wrong because I couldn't hear it running!
But after a few months, I realized how much better the air quality was and how much less energy it used. My bills dropped noticeably, which softened the blow of losing my old noisy pal. Totally second your suggestion about rebates, too—my local utility had a decent incentive that really helped offset the cost. So yeah, it's bittersweet letting go of something that's been part of your home for decades, but there's definitely an upside waiting once you get past that initial adjustment period.
Twenty years is certainly impressive, but not unheard of—especially if you've kept up with regular maintenance and filter changes. My own HVAC lasted about 22 years before I finally replaced it, and like others mentioned, the improvement in efficiency was noticeable almost immediately. If you're starting to see higher bills or noticing uneven cooling/heating, it might be worth getting a professional inspection soon. Better to plan ahead than have it suddenly quit on you mid-season...speaking from experience here.
Definitely agree—20 years is impressive but not exactly a miracle, especially with regular upkeep. I've flipped a good number of houses, and I've seen HVAC units last anywhere from 15 to almost 25 years. The key factor is always maintenance. Changing filters regularly, cleaning coils, and annual inspections really do make all the difference. That said, even if you're not seeing drastic jumps on your bills yet, efficiency has improved dramatically in newer models. I replaced a 19-year-old unit last year in one of my projects, and the new system cut cooling costs by nearly 30% right off the bat. Not trying to push you into an upgrade prematurely, but if you're planning to stay in your home long-term, the savings can add up quicker than you'd expect. Just something else to think about beyond reliability alone...
My parents had an HVAC unit that lasted about 22 years, and honestly, it probably could've gone longer if they'd kept up with maintenance better. They weren't exactly diligent about filter changes or annual check-ups, but somehow it just kept chugging along. Eventually, though, the efficiency dropped off a cliff, and their bills started creeping up noticeably. When they finally replaced it, the difference was night and day—both in comfort and cost.
I think luck plays a small part, sure, but it's mostly about how well you treat your equipment. If you're already hitting 20 years and haven't seen any major issues yet, you're probably doing something right. Still, like others mentioned, newer units really do make a huge difference in efficiency. My folks were skeptical at first, but now they wish they'd upgraded sooner. Just food for thought if you're planning to stick around in your place for a while...